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Ending Federal Student Loans: There Is a Small Window of Opportunity to Get the Government out of Student Lending

Excerpt:  “The stars have aligned to present the best chance in decades of ending the federal government’s student lending and replacing it with a system that harnesses the advantages of a marketplace of private lending. This switch would save $212 billion over the next 10 years (savings that could be used in upcoming reconciliation bills) while benefiting students by helping them avoid risky educational choices. But Congress needs to move fast—the savings from making the switch may disappear due to ongoing court cases and upcoming regulatory changes. This paper explains why, how, and when this opportunity should be seized.”